The 2025 medicare irmaa brackets determine how much higher-income retirees pay for Medicare Part B and Part D. This guide explains income thresholds, potential premium impacts, and why planning ahead matters. Shared by Federal Pension Advisors, focused on clearer retirement and healthcare planning. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge