. Is Deferred FERS Retirement Right for You? Trying to decide if deferred FERS retirement is the best option? Ask yourself: what is a deferred retirement and how does it fit your goals? If you’re planning to leave federal employment before reaching retirement age but want to retain your pension, this plan makes sense. With five or more years of service, you can defer your benefits un... https://www.federalpensionadvisors.com/post/fers-deferred-retirement